First Central Bank, Inc. - Philippi Bank, West Virginia 26416

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First Central Bank, Inc.
2 South Main Street
Philippi, West Virginia 26416
Bank Web Address: http://www.firstcentralbank.biz:80/

Active: Yes
FDIC Certificate #: 34838
First Central Bank, Inc. Established Date: 6/27/1998
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Secondary Insurance Fund:
Bank Charter Class: NM - commercial bank, state charter and Fed nonmember, supervised by the FDIC.

Information about First Central Bank, Inc. as of 9/6/2007 (WV Bank):

• Barbour, West Virginia
• First Central Bank, Inc. is NOT being operated in government conservatorship.
• Includes commercial banks insured by the FDIC. These institutions are regulated by one of the three Federal commercial bank regulators (FDIC, Federal Reserve Board, or Office of the Comptroller of the Currency). They submit financial reports to the Federal Reserve (state member banks) or the FDIC (state non-member banks and national banks).
• Includes institutions insured by the FDIC.
• First Central Bank, Inc. is state chartered.
• Regulator: FDIC
• Bank Holding Company Type: Scott Depot
• Metropolitan Statistical Area (MSA):
• FDIC Supervisory Region: Atlanta
• Office of Thrift Supervision Region: Northeast
• Federal Reserve District: Atlanta
• Regulatory holding company state location: WV
• Bank Holding Company (Regulatory Top Holder): Premier Financial Bancorp, Inc.

Office: 2 First Central Bank, Inc. Branch/Bank Locations

_{*Data by FDIC}