First Neighborhood Bank - Spencer Bank, West Virginia 25276

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First Neighborhood Bank
216 Market Street
Spencer, West Virginia 25276
Bank Web Address: http://www.firstneighborhoodbank.com:80/

Active: Yes
FDIC Certificate #: 6800
First Neighborhood Bank Established Date: 2/8/1912
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Secondary Insurance Fund:
Structural event relating to an institution: Institution Withdraws from FRS (Federal Reserve System)
Bank Charter Class: NM - commercial bank, state charter and Fed nonmember, supervised by the FDIC.

Information about First Neighborhood Bank as of 9/6/2007 (WV Bank):

• Roane, West Virginia
• First Neighborhood Bank is NOT being operated in government conservatorship.
• Includes commercial banks insured by the FDIC. These institutions are regulated by one of the three Federal commercial bank regulators (FDIC, Federal Reserve Board, or Office of the Comptroller of the Currency). They submit financial reports to the Federal Reserve (state member banks) or the FDIC (state non-member banks and national banks).
• Includes institutions insured by the FDIC.
• First Neighborhood Bank is state chartered.
• Regulator: FDIC
• Bank Holding Company Type: Scott Depot
• Metropolitan Statistical Area (MSA):
• FDIC Supervisory Region: Atlanta
• Office of Thrift Supervision Region: Northeast
• Federal Reserve District: Atlanta
• Regulatory holding company state location: WV
• Bank Holding Company (Regulatory Top Holder): West-Central Bancorp, Inc.

Office: 4 First Neighborhood Bank Branch/Bank Locations

_{*Data by FDIC}